Rowena Olegario. -- Harvard University Press, -- 2016. --

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ISBN 0674051149 (hardcover ; alk. paper)
ISBN13桁 9780674051140 (hardcover ; alk. paper)
テキストの言語 英語                  
分類:NDC10版 338.253
個人著者標目 Olegario, Rowena.
本タイトル The engine of enterprise :
タイトル関連情報 credit in America /
著者名 Rowena Olegario.
出版地・頒布地 Cambridge, Massachusetts :
出版者・頒布者名 Harvard University Press,
出版年・頒布年 2016.
数量 301 pages ;
大きさ 25 cm
書誌注記 Includes bibliographical references (pages 235-289) and index.
内容注記 "The sound of your hammer": the foundations of credit in the new republic -- "To be a bankrupt is nothing": credit, enterprise, and risk in antebellum era -- "There is considerable friction": credit in the reconstruction nation -- "To open up mass markets": a nation of consumers and home owners -- "Children, dogs, cats, and moose are getting credit cards": the erosion of credit standards -- Postscript: creative and destructive credit.
要約、抄録、注釈等 American households, businesses, and governments have always used intensive amounts of credit. The Engine of Enterprise traces the story of credit from colonial times to the present, highlighting its productive role in building national prosperity. Rowena Olegario probes enduring questions that have divided Americans: Who should have access to credit? How should creditors assess borrowers' creditworthiness? How can people acommodate to, rather than just eliminate, the risks of a credit-dependent economy? In the 1970s Alexander Hamilton saw credit as "the invigorating principle" that would spur the growth of America's young economy. His great rival, Thomas Jefferson, deemed it a grave risk, inviting burdens of debt that would amoung to national self-enslavement. Even today, credit lies at the heart of longstanding debates about opportunity, democracy, individual responsibility, and government's reach. Olegario goes beyond these timeless debates to explain how the institutions and legal frameworks of borrowing and lending evolved and how attitudes about credit both reflected and drove those changes. Properly managed, credit promised to be a powerful tool. Mismanaged, it augured disaster. The Engine of Enterprise demonstrates how this tension led to the creation of bankruptcy laws, credit-reporting agencies, and insurance regimes to harness the power of credit while minimizing its destabilizing effects. -- from dust jacket.
一般件名 Commercial credit -- History. -- United States
Mercantile system -- History. -- United States
地名件名 United States -- Economic conditions.
United States.
資料情報1 『The engine of enterprise : credit in America /』 Rowena Olegario. Harvard University Press, 2016. (所蔵館:中央  請求記号:F/338.2/O45/E  資料コード:7107741330)
URL https://catalog.library.metro.tokyo.lg.jp/winj/opac/switch-detail.do?lang=ja&bibid=1352021729